These Terms and Conditions (“Terms”) outline the rules and responsibilities governing the use of services provided by Pearl Lemon Finance (“we”, “us”, “our”, or “the Company”).
By submitting a financing enquiry, scheduling a call, or using any services available through our website, you (“the Client”, “you”, “your”) agree to comply with and be bound by these Terms.
Please read these Terms carefully before using our services. If you do not agree with any part of these Terms, you should not submit your information or continue using the website.
About Us
Pearl Lemon Finance operates as a business financing brokerage platform. Our service connects businesses seeking funding with third-party lenders who may offer financing solutions.
Business Name: Pearl Lemon Finance
Website: https://pearllemonfinance.com
Email: info@pearllemongroup.com
Telephone: UK: +442071833436
Registered Address: Pearl Lemon Sales International House, 24 Holborn Viaduct, London EC1A 2BN, United Kingdom
These Terms apply to all services provided through the Pearl Lemon Finance website and associated communication channels.
Service Description
Pearl Lemon Finance provides brokerage services that introduce businesses to lenders who may offer commercial financing options.
Our services may include:
- Reviewing financing enquiries submitted through our website
- Introducing businesses to third-party lenders
- Coordinating initial communication between businesses and lending partners
- Providing general information about available financing options
- Assisting with scheduling calls related to financing enquiries
Financing products offered by third-party lenders may include:
- Merchant Cash Advance (MCA)
- Equipment financing
- Working capital funding
- Business expansion funding
- Other commercial lending products
Pearl Lemon Finance does not provide loans, approve financing, or participate in lending decisions.
Enquiry and Application Process
Submitting an enquiry through our website does not constitute a confirmed financing arrangement.
When a business submits an enquiry:
- Information is reviewed by our team.
- The enquiry may be shared with selected third-party lenders.
- Lenders independently review the information and determine whether to proceed.
All financing decisions are made solely by the lender.
Providing an enquiry does not guarantee loan approval, funding availability, or specific financing terms.
Accuracy of Information
Clients submitting information through our website agree that:
- All submitted information is accurate and complete
- They are authorised to provide business information on behalf of the organisation
- Information provided may be shared with third-party lenders
Providing false, incomplete, or misleading information may result in the enquiry being declined or ignored by lenders.
Fees and Compensation
Pearl Lemon Finance may receive compensation from lending partners when introductions lead to completed financing agreements.
In certain cases, lenders may include brokerage or referral fees within financing agreements. Any such fees will be disclosed by the lender during the application or agreement process.
Pearl Lemon Finance does not charge fees for simply submitting an enquiry through the website unless otherwise disclosed.
No Financial Advice
Information presented on this website is provided for general informational purposes only.
Pearl Lemon Finance does not provide financial advice, investment advice, legal advice, or tax advice.
Clients are encouraged to seek independent professional guidance before entering into any financing agreement with a lender.
Third-Party Lenders
Pearl Lemon Finance works with a network of independent lending partners.
We do not control the policies, decisions, or lending criteria of these lenders.
We are not responsible for:
- Approval or rejection of financing applications
- Loan terms, interest rates, or repayment schedules
- Lender processing times
- Disputes between borrowers and lenders
Any financing agreement entered into by the Client is a direct contract between the Client and the lender.
Website Use
You agree to use this website only for lawful purposes.
Users must not:
- Submit fraudulent or misleading information
- Attempt to gain unauthorised access to website systems
- Interfere with website functionality or security
- Use automated software to extract information from the site
- Use the website in any way that violates applicable laws
We reserve the right to restrict or terminate access to users who violate these conditions.
Intellectual Property
All content displayed on this website, including text, design, graphics, branding, and logos, is owned by Pearl Lemon Finance or licensed to us.
Users may not copy, reproduce, distribute, or modify website content without prior written permission.
Access to the website does not grant ownership or usage rights to any intellectual property displayed on the site.
Limitation of Liability
Pearl Lemon Finance is not liable for any loss or damage arising from:
- Financing decisions made by third-party lenders
- Financing agreements entered into between borrowers and lenders
- Business decisions made based on website information
- Website interruptions, technical errors, or system downtime
- Delays in communication or lender responses
Our total liability related to use of the website or services is limited to the extent permitted by applicable law.
Disclaimer of Warranties
The website and services are provided on an “as available” basis.
We make no warranties regarding:
- Availability of financing
- Approval of loan applications
- Accuracy of lender information
- Continuous operation of the website
Users accept that participation in financing introductions carries inherent business risk.
Data Protection
Personal information submitted through the website is processed in accordance with our Privacy Policy.
Information may be shared with third-party lenders for the purpose of reviewing financing opportunities.
We do not sell personal information to third parties.
External Links
This website may contain links to external websites operated by lenders or service providers.
These websites operate independently and maintain their own terms and privacy policies.
Pearl Lemon Finance is not responsible for the content or practices of external websites.
Force Majeure
Pearl Lemon Finance will not be liable for failure or delay in providing services where such delay is caused by circumstances beyond our reasonable control.
These circumstances may include:
- Natural disasters or extreme weather
- Government restrictions or regulatory actions
- Network or technology failures
- Supply chain disruptions
- Labour disputes
Where possible, we will attempt to resume services as soon as reasonably practical.
Complaints and Disputes
We aim to maintain a high standard of service.
If you have concerns about our services, please submit your complaint in writing through the contact details provided below.
Complaints will be reviewed and responded to within a reasonable timeframe.
Where disputes cannot be resolved through direct communication, both parties may seek mediation before pursuing legal action.
Governing Law and Jurisdiction
These Terms and Conditions are governed by the laws applicable to the jurisdiction in which Pearl Lemon Finance operates.
Any disputes arising in connection with these Terms shall be subject to the appropriate courts within that jurisdiction.
Amendments to These Terms
We may update these Terms from time to time to reflect operational changes, legal requirements, or updates to our services.
The most current version will always be available on this page.
Continued use of our services after updates indicates acceptance of the revised Terms.
Entire Agreement
These Terms, together with any written communication or agreements related to financing enquiries, constitute the entire agreement between the Client and Pearl Lemon Finance regarding the use of our services.
No additional terms will apply unless agreed to in writing.
Contact Information
For questions regarding these Terms and Conditions, please contact:
Pearl Lemon Finance
Email: info@pearllemongroup.com
Address: Pearl Lemon Sales International House, 24 Holborn Viaduct, London EC1A 2BN, United Kingdom
Phone: UK: +442071833436
